Unstable Loan is Solana's permissionless loan market — borrow SOL against your bag in seconds, with an AI risk engine that prices every loan
Loans that price their own risk, onchain
$3M+
Total Value Locked
0.8%
SOL Borrowed
150+
Approved Tokens
$60.41M
SOL Borrowed
The permissionless loan market on Solana that prices its own risk
JitoSOL
6.43%
Borrow APY
PT-JitoSOL
6.01%
Supply APY
Borrow SOL Against Your Bag
Post your tokens as collateral and take a SOL loan in seconds — keep your upside
Borrow Against Your Tokens
Post your tokens as collateral and borrow instantly at risk-priced rates
AI Risk Engine, Sub-2% Defaults
On-chain AI scores every borrower and market to keep defaults under 2%
Collateral Positions
Borrow positions across Solana DeFi (tokens, LPs, collateral) backed by AI-scored, on-chain credit risk
SOL Loan Positions
Loan positions backed by permissionless SOL borrowing on Unstable Loan, with risk-priced rates and tiers
45%
55%
The protocol for Solana's loan economy
Search for assets, markets
/
Borrow
17,077.90 USD
GBRX...3j2s
Trending Markets
Borrow Rate Curves
Lending
Markets
1W
3M
JitoSOL-25JAN25
mSOL-2FEB25
JupSOL-19JAN25
July 15, 2025 4:13 PM
JitoSOL-25JAN25
$0.0075
mSOL-2FEB25
$0.0075
JupSOL-19JAN25
$0.0075
dSOL-19FEB25
$0.0075
Market Avg.
$0.0075
Total Supplied $5.602B
SOL Borrowed $7.769M
Total Borrowed $7.769M
Your Positions
Markets
Borrow against Solana's top assets
Institutional-grade risk pricing from collateral score to AI tier for safer loans
Access any loan market, from memecoins, LSTs, to new emerging collateral markets
Built on Solana
Borrow against permissionless loan markets
Manage your Unstable Loan positions from dashboard or Telegram bot
Unstable Loan positions
IBrL...pSOL
With support from leading industry partners
Built on battle-tested and open foundations
Live on Solana mainnet since 2024, with zero security incidents
Read the docs
Security Audits
Audited & Verified Contracts
Bug Bounty
$250K
Leading crypto asset managers trust Unstable Loan
#1
Preferred loan market on Solana
$2B+
Capital supplied
by Unstable Loan users
250K+
Loans originated
through Unstable Loan
<1s
Time to score a
borrower's risk
“The AI risk engine has become an important part of how we deploy our credit fund positions on Solana. Pricing each pool's own risk lets us hold sub-2% default rates and beat market returns across volatile collateral. Before this, there was no way to take a loan against any token this safely on Solana."
Marcus Feld, Partner
Meridian Markets Fund
Hallcrest
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